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Note Purchase Programs

First National offers two different programs for noteholders.  Both programs allow you to sell your note and receive a lump sum of cash at closing.  

Full Buyout

This option is most commonly known to people who hold real estate notes. You can sell the entire interest in your real estate note and receive one lump sum payment from First National. We will fully service and assume responsibility for the note and free you from any obligation of collecting payments.

Partial Purchase

This option allows you to sell only a certain number of the monthly payments remaining on the note. It is an excellent way to access a lump sum of cash from the note and then continue to receive payments from the note in the future. First National will fully service the note during the time we are collecting payments, relieving you from the responsibility of monitoring the payments, insurance, taxes, etc. Once the specific number of payments are collected, you may either receive the note back or sell more payments to First National. This increases the flexibility of your note by allowing you to receive a lump sum of cash today and still receive payments from the note in the future.

 

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