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Private Mortgages

Selling your private mortgage note and converting it to cash is a great way to limit risk and take advantage of new opportunities.  For over 30 years we’ve helped mortgage note owners like you to receive cash for your note through our straightforward and professional process.  We use our own funds to purchase notes which eliminates the middleman and the expense of borrowing money from other lenders.

We also hold and service the notes we purchase so you can rest assured that your purchasers will only be sending their payments to one place for the duration of the note.

  • Sell Your Note to industry leading direct note buyer
  • Fast close, receive a lump sum of cash when you sell your mortgage note
  • Personal, professional service and care from quote to closing
We worked with Terrell to purchase our existing mortgage. He was extremely helpful, knowledgeable, and worked very hard to make this transaction go through. FNAC 100 percent fulfilled everything they told us they would do. I am Very Pleased with this company and would recommend to anyone who may be thinking about selling all or part of an owner financed mortgage.

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I worked with Grace Chang in liquidating a mortgage I held on property my late husband and I had owned. It was probably the easiest land related business deal I have ever been involved with. Grace was knowledgeable, informed and available. She was in contact with me and I never had a question she was unable to answer. I was amazed at how quickly the transaction happened; which was far quicker than estimated at the onset. It is refreshing to do business with an organization that has such wonderful customer service and professional business associates. I would highly recommend First National and specifically Grace to everyone.
Suezan Turknett
Suezan Turknett
18:43 17 Aug 17
Grace Chang is amazing. I had to sell a land contract and was very concerned that our buyer would be happy with the new arrangements. Grace's helpful and caring attitude made all the difference. She walked me through every stage of this difficult process and everything turned out perfect. She was very professional, knowledgeable, and focused on the task to be done. Thank you Grace!
Linda July
Linda July
19:24 15 Sep 17
I was contacted by FNAC about acquiring the note on the house that I have been owner financing. The representative I dealt with was Terrell Wade. He explained everything to me and assured me there would be no cost to me for their company to get all the paperwork they needed to close this transaction. I was very pleased with his professionalism and courteous manner as he explained things to me and answered all my questions.
Jen Williams
Jen Williams
02:24 28 Oct 17
We worked with Terrell Wade at First National Acceptance and things couldn't have been easier. He was great. They are a no pressure, high efficiency organization. The entire transaction was painless on our part and we were surprised at how quickly we received payment. These days where customer service is almost a distant memory it's refreshing to work with a company that excels at it. I wouldn't hesitate to work with Terrell and First National again.
Rob & Terri Lowe
Rob & Terri Lowe
22:50 01 Aug 17
I recently had the opportunity to work with Grace Chang regarding the partial purchase of a note that I brokered to FNAC in 2015. Grace informed me, out of the blue, that FNAC would purchase an additional partial, or the full remaining balance, if my client was interested. I contacted my client and she was very pleased with the offers from FNAC. My client happily opted to sell an additional partial, and, thanks to Grace's knowledge and professionalism, the transaction was completed quickly. Grace Chang is a pleasure to work with!
Jim White
Jim White
22:46 31 Oct 17
Excellent experience with FNAC. Great communication. Prompt answers and closing. I only had a single transaction and Juan treated me like it was the most important transaction going on at his firm. Price was fair, and negotiation was done honestly, honorably and in good faith. Highly recommend to others.
Clint Odom
Clint Odom
21:47 14 Dec 17
This was by far the easiest and most wonderful experience I have ever had. I have dealt with many institutions but, First National and Andrea Allen are far above the rest. I am grateful to have had everything done in such a manner that left nothing undone. Thank you so much for a job well done and I hope we have future dealings with one another. I would recommend you all to anyone!
Michelle Cleveland
Michelle Cleveland
16:48 01 Jun 17
Juan was a great person to deal with. Had a problem with the title and he took care of it. They also gave me more on my note than another co. would. Would call them again if I had another note to sell. Thanks to everyone at First National Acceptance Co. Bob
Bob or Robert
Bob or Robert
13:59 03 Mar 18
After 10 years in the rental business industry, my husband and I opted to sell off our properties. We sold two through land contracts and another through a traditional mortgage sale. Though the steady monthly income was reliable, we opted to sell our larger note to pay down debt and free up our monthly budget. After testing the waters with 5 different firms across the nation, we selected to use First National Acceptance Company. Our agent was Richard Nzokou. Richard provided the best information with the most clarity on the process of selling our note. The offer and closing value were very fair. Richard kept a close eye on our sale through the approval process and kept me informed every day. I highly recommend this company and encourage you to work with Richard.
Jodi Potter
Jodi Potter
18:17 31 May 17
We sold our note through FNAC. It was effortless on our part. John Cooper did all the work and we got a check. Thanks John. You were a big help.
Ned Gurule
Ned Gurule
02:47 30 Mar 18